These kinds of insurance policies will
pay your mortgage in the event of
death or disability. But the cost of
these policies can be three to five
times as much as comparable straight
term-life insurance, according to
Consumer Reports.
Plus, the value of this insurance
actually goes down as you pay down
your mortgage. If you're worried about
burdening your family with mortgage
payments, you will be better off buying
straight life insurance.
If you have a 30-year mortgage buy a
30 year term policy in the same
amount as your mortgage; it will be
less expensive that mortgage life
insurance or decreasing term life
insurance. Lastly you will have better
coverage for a better price.
TERM LIFE
Safe Money
Senior Insurance
A Fixed Annuity can help you
accumulate tax-defered earnings
as part of your retirement plan.
Annuities offer the opportunity for
lifetime payments and tax-
deferred earning, and provide a
guaranteed death benefit for your
beneficiaries. All guarantees are
backed by the continued claims-
paying ability of the issuing
insurance company.
You may want to consider
investing in an annuity as part of
your long-term financial strategy if:
You’re in a higher tax bracket, and
want to defer additional income.
You’ve reached your deductible
limit on all your retirement accounts
and wish to save more for
retirement.
An annuity is different from most
other retirement savings vehicles
it’s actually a contract between you
and an insurance company. In
return for making one or more
premium payments, the insurance
company agrees to provide you
an income stream usually during
retirement. You can elect to receive
payment all at once or as a series
of payments,even for the rest of
your life.
We are serious about serving the
over 65 individual. We are
qualified and certified to sell most
of the plans on the market. We
serve you the best by tailoring a
plan that fits you needs and life
style.
